Payroll & HR
Every figure on the payslip can be traced to the rule that made it.
Payroll arguments are really arguments about arithmetic nobody can see. MjFour shows the rule and the rate behind each number, and keeps historic months on the rates in force at the time.
Payroll & HR
MjFour Payroll runs salaries, statutory deductions and attendance for Pakistani employers. Every statutory item is a dated rule, so a payslip from two years ago still reflects the rates that applied then, and a payslip from this month can be explained line by line without opening a spreadsheet.
- Every statutory item is a dated rule, not a hardcoded number
- Salary adjustments attributable to a named user
- Provincial holiday calendars per establishment
Pricing
What it costs for your payroll.
The published rate, and what it works out at as you grow. Straight from the rate card — the number here is the number you pay, and nothing on this page is modelled or estimated.
US$0.10/month
per employee, per month
Billed monthly, no annual commitment
- Allowances, deductions and adjustments you define yourself
- Attendance and leave feeding the run
- Bank transfer files, and self-service payslips for staff
- Approved months lock, and corrections stay attributable by name
- Statutory rules are implemented for Pakistan only
Prices exclude sales tax where it applies. Larger than the published rates? You are quoted on the same basis, not moved onto a different product.
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No setup fee, and nothing else to buy.
Everything is included
- No setup fee on point of sale or school management.
- Nothing to pay before the first month on either. No implementation charge, no onboarding fee, no activation cost per user or per till. Payroll & HR is the one exception: its first pay run is reconciled against the one you already run, and that is quoted separately.
- Support around the clock.
- By phone, WhatsApp and email, from people who know the product rather than a ticket queue.
- Training your staff, and training their replacements.
- Getting your people onto the system is part of the subscription, not a day rate. When a cashier, a clerk or a teacher leaves, training whoever takes over is not a new invoice.
- Every release, including the ones you did not ask for.
- New versions, improvements and fixes arrive as part of the subscription. There is no maintenance contract and no upgrade quote.
- Feature requests cost nothing to make.
- Tell us what your business actually needs. When we build it, it ships in the product at no extra charge and everyone gets it — a request is never a quoted change order. What we decide not to build, we tell you plainly.
- English throughout.
- In the interface and on printed documents. Translation is never a separate line on the invoice where a market needs it.
- Statutory rules are implemented for Pakistan only.
- Billing, stock, ledgers, student records and the mechanics of payroll work anywhere. Local tax and social-security modules do not exist outside Pakistan yet, and every release is included, so you pay nothing extra when they arrive.
- The Android app, at no extra cost.
- On Google Play now. Staff check in for attendance and read their own payslips; students see their timetable, homework and fee position. No per-device charge and no separate app licence. iOS follows later, and it will not be a separate charge either.
- Backups and restores, at no charge.
- Backing up your data is our job, not a task on your admin’s list, and asking us to restore something is not a chargeable callout. Nobody at your end has to be technical enough to do it.
- Getting your data in.
- Bringing items, customers, staff or students across from spreadsheets is part of setting you up. Reconstructing years of history is the exception, and we quote that separately rather than hiding it.
- Your data is yours to take.
- A full export in open formats, whenever you ask, and no exit fee. A customer who cannot leave is not a reference.
What it solves
- Nobody can explain how a payslip figure was reached.
- Each figure links back to the dated rule and rate that produced it, and historic months keep the rates that were in force at the time.
- A mistake in an approved month means a messy correction.
- Runs are reversible until approved. After approval the month locks, and any change becomes a recorded adjustment with a reason and a name against it.
- Gratuity only becomes visible when someone resigns.
- Gratuity accrues monthly, so the liability is on the books long before anyone hands in a notice.
- Provincial social security differs by establishment.
- PESSI, SESSI and the KP and Balochistan authorities are applied by the province each establishment is registered in, not by one company-wide setting.
What it does
Tax on current FBR slabs
Income tax on the salary slabs in force, with arrears and bonuses spread correctly rather than taxed in a lump.
Statutory deductions, dated
EOBI against the applicable wage ceiling, provident fund at your own rate with employer match, interest credit and loan recovery.
Approve, then lock
Reversible before approval; after it, the month is closed and every change is an attributable adjustment. Month-over-month payslip variance is flagged for review.
Attendance that feeds pay
Biometric and card attendance, shift rosters, night and holiday differentials, overtime at legal multiples with approval, leave accrual and encashment.
Bank transfer files
Salary transfer files in your own bank's format, not a generic CSV to reformat by hand.
Self-service in Urdu or English
Staff get payslips, leave, attendance, provident fund statements, tax certificates and letters themselves, in the language they read.
In detail
How it runs, step by step
What a payroll run actually does
Attendance and leave feed the run, so paid days are not typed in a second time. Income tax is applied on the salary slabs in force for that month, with arrears and bonuses spread rather than taxed as though they were earned in one lump. Statutory deductions follow: the Employees Old-Age Benefits Institution contribution against the applicable wage ceiling, provident fund at your own rate with the employer match, interest credit and any loan recovery. Provincial social security applies according to where each establishment is registered, whether that is the Punjab or Sindh Employees Social Security Institution or the Khyber Pakhtunkhwa and Balochistan authorities. The run is approved, locked, and a bank transfer file is produced.
Why every figure can be explained
Each statutory item is a dated rule rather than a number in the code, so a figure on a payslip links back to the rule and rate that produced it. A month that has already run keeps the rates that were in force when it ran, which means nobody has to reopen a closed period to answer a question about it, and last year’s payslips do not quietly recalculate when a rate changes. When a correction genuinely is needed, it is a recorded adjustment attributable to a named user rather than an edit that leaves the original looking as though it was always that way.
Gratuity as a liability, not a surprise
Gratuity accrues monthly, so the obligation sits on the books while it is still small and predictable. Calculating it at the point of resignation is arithmetically identical and operationally very different: it turns a known liability into a number you learn about on the day somebody hands in a notice.
What staff can do without asking HR
Employees read their own payslips, leave balances, attendance, provident fund statements, tax certificates and letters, in Urdu or English. That is not a convenience feature so much as a workload one: most of what an HR office is asked in a month is a question the employee could have answered themselves.
Everything one record generates, end to end.
What it produces
Attendance
Punches, leave and overtime become the hours the month is paid on.
- Punch import from your reader
- Leave balance updated
- Overtime hours
- Absence deduction
Earnings
What is owed before anything is taken off.
- Basic pay
- Allowances
- Arrears and adjustments
Statutory
Each item calculated from a dated rule, so last June reprints as last June.
- Income tax on the FBR slab in force
- EOBI contribution
- Provident fund
- Gratuity accrual
- Provincial social security
Approval
The month locks. A correction after this is a recorded adjustment, not an edit.
- Locked run
- Named approver
- Adjustment carrying a reason
Payment
Out to the bank, out to the employee, and on the record.
- Bank transfer file
- Payslip in Urdu or English
- Tax deduction record
- Self-service copy for staff
Terms used on this page
Terms
Plain definitions of the words a buyer here actually searches for.
- EOBI
- The Employees Old-Age Benefits Institution, Pakistan’s state pension scheme, funded by employer and employee contributions calculated against a wage ceiling.
- Dated rule
- A statutory rate stored with the period it applied to, so a historic payroll recomputes on the rates that were live then rather than on today’s.
- Provident fund
- A retirement savings deduction, usually matched by the employer and credited with interest, held to the employee’s account.
- Gratuity
- A service-based payment due to an employee on leaving, accrued monthly so the liability is carried rather than discovered.
- PESSI and SESSI
- The Punjab and Sindh Employees Social Security Institutions, provincial schemes applied according to where an establishment is registered.
Fit and setup
Who it is for, and what setup involves
Payroll does not fail because the arithmetic is hard. It fails because it cannot explain itself.
A figure that is correct and untraceable is still a problem, and that is what a spreadsheet per year produces: last year's formulas copied forward, and nobody able to say where a number came from. When an employee asks why a deduction changed, "let me look into it" is an expensive answer.
The three questions an audit asks
Where did this figure come from. Who changed it. And would last month still produce the same number if you ran it again today. A system that cannot answer all three leaves you reconstructing history from memory.
Here, every figure points at the rule that produced it, every change is recorded against a named user, and an approved month locks. After it locks, a correction becomes a recorded adjustment carrying a reason and a name rather than a silent edit. The figure changes; the history does not disappear.
What runs today
Allowances, deductions and adjustments you define yourself. Attendance and leave feeding the run directly. Bank transfer files. A self-service portal for staff — payslips, leave balances, attendance and letters — built for older Android phones and intermittent connections, because that is what people actually carry.
Months that lock on approval, and corrections that stay attributable by name. That combination is the whole argument of this page: it is what turns payroll from a spreadsheet into something you can defend.
What does not run
Local income-tax tables and local social-security schemes are implemented for Pakistan only. You can run payroll here and compute your jurisdiction's statutory components outside the system, but we will not say the system handles them, because it does not.
That is a real limitation and for some buyers it is disqualifying. We would rather lose the enquiry now than at the demo.
At US$ 0.10 per employee per month, counted on the employees you actually run that month, the price follows your size. A seasonal drop in headcount lowers the bill.
Modules included
Each system solves a job completely on its own, and they share one platform when you need more than one.
- Employee master and org hierarchy
- Attendance and leave
- Loans and advances
- Accounting and payroll posting
Questions people ask before they buy
Other systems
Every figure on the payslip can be traced to the rule that made it.
Payroll on current FBR slabs with EOBI, provident fund and gratuity, every figure traceable to the rule that produced it.